The main difference between modular home and traditional home insurance is the requirements. Your modular home must meet a few conditions first, including the following:
- Your modular home meets CSA A277 standards.
- Your modular home meets all local building codes.
- Your modular home connects to a septic tank or sewage system.
- Your modular home has a central heating system installed.
Our modular home insurance covers the following:
- Building
- Personal property
- Additional structures, such as sheds or a detached garage
- Extra living expenses when you can’t live in your home after a covered loss
- Water shield protection
- Personal liability
