Farm Insurance

We offer insurance expertise and local knowledge of the agri-businesses in our community.

A group of farmers started MutualONE over 145 years ago. Their reason was simple. To create an organization that would provide their community with reliable insurance at a reasonable cost. We are proud to say we continue to follow their lead. We offer insurance expertise and local knowledge of the agri-business happening in our community.

Coverage options include the following.

  • Dwellings (including personal property, living expenses and personal effects)
  • Outbuildings
  • Livestock and produce
  • Machinery and equipment
  • Business interruption
  • Liability coverage
  • Limited pollution liability


We also offer a range of supplementary insurance, including the following.

Alternative renewable energy systems:

  • Anaerobic, digesters (biogas), biomass, micro-hydro, solar and photovoltaic (PV), and wind turbines
  • Antique tractors
  • Bed and breakfast
  • Builders’ risk
  • Equipment breakdown
  • Livestock mortality (cattle and horses)
  • Heat stress (prostration)
  • Unmanned air vehicles (UAV) or drones


Our agents and brokers will work with you to ensure your operation has the right coverage at the right price now and as your organization grows. Please call today!

​​We offer policyholders quality service, competitive rates, and confidence through a sound financial position.

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