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Fran Dow

An older woman wearing glasses and a patterned sweater.

Lucan, Ontario




Hi, I’m Fran Dow.

I feel so lucky to be a part of this community and MutualONE. I’m upbeat, optimistic and highly committed with lifelong exposure to the insurance industry. I joined the team when we were in Arva, ON, with only four employees. I came on board to help with data entry and then progressed onto the underwriting team. I obtained my agent license and became a full-time agent in 1997.

I’m the proud owner of a therapy dog, Willow. My dog and I regularly visit the Ronald McDonald House, Fanshawe College, Western University, various high schools and a series of retirement residences, helping to provide stress release and companionship for people more isolated in our community. I won the Efficiency Award (Volunteer of the Year) in 2017 with St. John’s Ambulance for my ongoing work with the organization.


Fran Dow’ Highlights

  • Over 34 years of insurance experience in Middlesex County.
  • Fran has donated over 3,200 volunteer hours with her therapy dogs.

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